Best crypto to buy now debates keep circling back to XRP, with traders tracking fresh ETF chatter and payment rail headlines that point to real-world usage. Price action is choppy, but payment tokens keep pulling attention as institutions scout for a regulated utility. Remittix, a new PayFi upstart is beginning to appear in the same conversations, and early movers are quietly positioning before the crowd arrives.
If you want pure upside tied to real settlement, this is the moment to lean in. XRP is setting the tone, and Remittix, with live wallet testing and enterprise-minded rails, is starting to look like the best crypto to buy now for investors who hate missing early cycles. The hint is obvious: watch the PayFi lane closely.
Ripple’s push into the massive B2B transfers market keeps attention on how on-chain assets can transfer value across borders quickly. Think instant settlement, fewer intermediaries, and lower FX drag. That same problem set is exactly where PayFi builders are focused, and it is why some analysts call this rising project the “Next XRP” in spirit, not in ticker.
Cross-Border Money Is Having a Moment
Flutterwave’s Polygon pilot aims to facilitate cheaper remittances across Africa and beyond, while Western Union’s planned stablecoin suggests a future where legacy payment brands integrate with crypto rails. Policy talk is intense too, with EU bodies and risk watchdogs zeroing in on stablecoin safeguards. For builders, this mix of enterprise pilots and regulation is the signal, not the noise.
Heavy ETF inflows show institutions are not sitting out. That liquidity makes it easier for investors to rotate into an undervalued crypto project with real utility, especially one seen as a “Next XRP” candidate and a true DeFi project plugged into payments.
Remittix: The PayFi Contender Analysts Tag as a “Next XRP”
Remittix targets crypto-to-fiat payouts, merchant flows, and cross-border remittance. The team’s wallet reveal is complete and beta access is live with community testers. Security is not lip service: the project is verified by CertiK, and it currently holds the top slot on CertiK’s board for pre-launch tokens.
Add a clear path to listings with BitMart and LBANK announced and a third major exchange in preparation, and you understand why analysts keep calling it a “next XRP” for PayFi.
You can still secure RTX tokens at $0.1166. More than 30,000 investors have joined in recent months, over $27.7 million has been raised, and 681 million tokens are already sold. The wallet beta is active, feedback loops are turning, and shipping cadence matters when utility is the edge. For investors building the best crypto to buy now shortlist, that mix is hard to ignore.
Why Remittix Is Gaining Traction
- It positions as a low gas fee crypto for routine transfers, with routing designed to keep costs predictable.
- The wallet roadmap focuses on everyday payments and real-time FX; most centralized exchanges still do not solve that end-to-end.
- Business-grade API rails target merchants, platforms, and gig payouts, which is how high growth crypto winners compound volume.
- Independent verification by Certik increases confidence and reduces headline risk.
- A clear listing pipeline plus bank-friendly language puts Remittix in the best DeFi altcoin discussions, not just hype cycles.
- A direct buy RTX tokens flow sits on top of working utility, which accelerates adoption.
If your screen for the best crypto to buy now favors payments, compliance, and shipping product, you will keep returning to XRP for price leadership and to Remittix for asymmetric upside. XRP sets the narrative for PayFi today. Remittix gives you the early entry that investors regret missing later.
Discover the future of PayFi with Remittix by checking out their project here:
Website: https://remittix.io/
Socials: https://linktr.ee/remittix
$250,000 Giveaway: https://gleam.io/competitions/nz84L-250000-remittix-giveaway
